Some Annuity providers offer products which pay you a higher than normal income, which are known as enhanced annuities. Some examples of the circumstances in which you could obtain an enhanced annuity are as follows:
- You have a medical condition which can affect your normal life expectancy (these are called impaired life annuities).
- You smoke regularly, or have smoked in the past.
- You have followed certain occupations.
- You live in certain parts of the country.