Most people find that over time you build up a number of pension plans as a consequence of moving employment and other changing personal circumstances, which make accounting for and managing your pension provision difficult.
It is a legal requirement of all pension schemes to allow a transfer to an alternative arrangement. Transferring your pension funds can have a great deal of advantages, if, for example, you have a significant number of schemes in place or you have a poor performing policy and wish to potentially improve the quality of future returns.
A great deal of care should be exercised when contemplating a transfer, particularly if you have benefits within an Occupational Pension Scheme with an ex-employer, and you must seek our advice before proceeding.
We offer a free pension review service, whereby we can help you assess the quality of your existing arrangements and determine the most suitable method of proceeding without obligation.